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Monday, February 4, 2019   /   by Gary Semeniuk

5 finance mistakes often made by home buyers.

You’ve been renting for a while now and it feels like the timing is right to make the leap to homeownership. After all, your friends are all buying houses and your job feels pretty stable, how many more hints that it’s time to settle down could you really need?
Well, if you’ve given it considerable thought, are certain you can cover emergency costs like unexpected roof replacement or furnace repair and you have a realistic expectation of what you can afford, then full speed ahead. Buying a house is a trying experience, only made significantly worse by credit mistakes.
Top Credit Mistakes to Avoid When Buying a Home
Everybody makes mistakes, especially when it comes to their credit. The process by which your credit score is generated has long been veiled in shadows, making it doubly easy to misstep without even knowing it. However, there are certain mistakes that homebuyers make again and again, including these items that are obviously impactful to your credit score ...

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Sunday, January 27, 2019   /   by Gary Semeniuk

Power backup for your home.

There’s little more frightening than losing your electricity in the middle of a big winter storm or even a spring tornado. Whatever natural disaster is common in your area, you have probably experienced at least one major disaster in your life. Because of that, you may tend to linger around the generators at your favorite home improvement store when bad weather season starts.


Is this the year you’ll finally install a whole-home generator? Before you swipe that card, take a look at these must-know things about choosing a whole home generator.


A Generator Can Be An Investment In Your Home


You probably know that in some areas you can get tax credits for installing efficient whole-home generators, but what you may not realize is that a permanently installed generator can also increase your home’s value. According to Consumer Reports, a three to five percent increase in appraised value after a generator is installed isn’t uncommon.


But ...

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Sunday, January 20, 2019   /   by Gary Semeniuk

Is it Time to consider New Windows for your home.

Whether you just bought your home or you’ve owned it a while, it can be easy to overlook the windows that open it up to the world, as if they didn’t even exist. Even if you don’t, you probably know that a lot of glass and natural light is awesome, but it comes at a cost. As windows age and homes settle, windows can distort ever slow slightly. It’s not enough that you’d notice, at least until the first cold blasts of Arctic air are blowing into your home.


Short of waiting for a major blowing snowstorm, how can you if it’s time for new windows? And what do you do if it is? We’ll walk you through it. Read on, reader!


Signs Your Windows are Giving Up the Ghost


When it comes to the big things in your house, windows are pretty huge. On the hassle scale, replacing windows is up there with a new roof or trying to retile the busiest room in your home. Unfortunately, these are all jobs that you’ll eventually need to tackle, but somet ...

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Thursday, January 10, 2019   /   by Gary Semeniuk

Using A Realtor To Ease Your Purchase Or Sale.

If you’re shopping for a house, or even just considering buying one, there’s one person that you absolutely need on your side: a Realtor. Potential buyers often think they can go it alone, but there are a number of things they may not be considering.
What is a Buyer’s Agent and How are They Compensated?
A Buyer’s Agent is your representative throughout the transaction. When you choose a Buyer’s Agent to represent you, they’re going to keep your best outcome in mind. They’re not only legally bound to protect you throughout a real estate transaction, many Buyer’s Agents are also naturally protective of their clients.
Many people are nervous about choosing a Buyer’s Agent because they’re under the impression that they may have to pay an extra fee for their services. However, the fees that the real estate agent and their company earn are set long before you walk in the door. Buyers don’t typically pay their agen ...

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Wednesday, January 2, 2019   /   by Gary Semeniuk

Some things to consider before renting out your home short term

As the march into winter gets underway, a lot of people are already starting to plan their spring and summer vacations. Oh, they’ll go somewhere sunny, or to a fantastic resort or maybe, if you’re lucky, your house.
They might as well, you’re going to be going on that fantastic cruise after all. Besides, you’ve heard such good things about being an AirBnB host. Your guests will end up paying for most of your trip, it’s totally win-win.
Isn’t it?
Short Term Rentals and You: The Tip of the Iceberg
Using your personal home, in whole or in part, as a short-term rental can certainly help pay the bills, but the truth is that short-term rentals also have huge issues you have to consider. It’s not as easy as listing on AirBnB and hoping for the best. You’ll need to do considerable legwork before getting started, otherwise you may find yourself in a lot of trouble and with expensive problems that eat all your profit.
Still, it can be a so ...

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